Health Insurance
There's a lot of things that can devastate your finances and standard of living other than just death, so don't stop at life insurance when you're thinking about protecting yourself and your loved ones.
Income Protection Cover
Your most valuable asset is likely to be your ability to earn an income. If you lose this ability either temporarily or permanently, your income will stop. Think about that - how will your life change if your income were to cease? How will the things you pay for currently be paid for? Mortgage, council tax, utilities, food, clothes, cars, fuel, holidays, insurance premiums, pension contributions.... Income Protection Insurance (also sometimes referred to as Permanent Health Insurance) can replace some or all of your income if you can't work, month in, month out for as long as you need it right up until you return to work or you retire.
Critical Illness Cover
Survival rates for serious conditions such as heart attack, stroke or cancer have never been higher, which is great news in general as surviving is a better outcome than dying!
But, your life insurance policy isn't going to help much here and if you do suffer one of the numerous critical illnesses which can be insured against and find that you need or want to take time off work or make lifestyle changes, you might be glad of a policy than can deliver lump sum or an income to help you to do so.
Private Medical Insurance
In the UK we are fortunate to have such a great safety net as the NHS and it provides a great service in many different areas. However, we've all heard stories or had first hand experience of less great aspects like long waiting lists, superbugs in hospitals, overcrowded and understaffed wards, drugs or treatments denied due to cost. Most of us know or have an idea of the difference that Private Medical Insurance can provide to reduce or remove completely these undesirable aspects, and when it's you or your loved ones in need of care then that's exactly what you want. There tends to be an assumption that PMI is an unaffordable luxury for most people, but we don't believe that's true and we'd like to give you a free quotation on the cost of providing the benefits of Privae Medical Insurance to you and your family today.
Request a free quote today!
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For your free quote just click or call on 0845 003 0065 and we'll deliver you a competitive insurance quote to suit your needs.
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